In the evolving financial ecosystem of the United Arab Emirates (UAE), regulatory agility has become a cornerstone of sustainable market growth. Until 2020, control over the UAE’s insurance market was the responsibility of a separate entity, the Insurance Authority (IA). The IA was established under the Federal Law No. 6 of 2007 with a legal personality, and financial and administrative...
Businesses evolve constantly. Market shifts, regulatory developments, expansion strategies, and financial pressures often require companies to rethink their structure and management. In the UAE, restructuring is a common strategic tool used by businesses—from startups to multinational corporations—to realign their operations, improve financial health, and enhance efficiency. Company restructuring in the UAE typically falls into three main...
How India’s real estate dispute framework allows homebuyers to pursue remedies through RERA Authorities, Consumer Commissions, and insolvency proceedings before the NCLT. The Real Estate (Regulation and Development) Act, 2016 (RERA) was enacted to address chronic issues in India’s real estate sector, including project delays, lack of transparency, and weak consumer protection. A key feature...
A practical field guide to what actually goes wrong—so your restructuring doesn’t turn into a season-long drama. Disclaimer: This article is for general information only and does not constitute legal or tax advice. Dates and amounts mentioned are for illustrative purposes. Rules and practice can vary by emirate and by licensing authority; specific advice depends on your facts and...
Question: “When a bank review is delayed after a company change its name, ownership, management or signatories, real business starts to suffer: payments get stuck, payroll timing becomes risky, cheques/cards stop working, collections bounce because the account name doesn’t match, or the bank temporarily restricts activity. What are the practical steps a business can take—legally and cleanly—to keep day-to-day operations running...
Question: “In UAE corporate housekeeping, we keep hearing ‘your resolution format is not acceptable’—even when the decision itself is straightforward. Why do board/shareholder resolutions that work for one entity (or one authority) get rejected for another, especially across mainland vs free zones vs DIFC/ADGM? What’s the practical way to choose the right type of resolution (board vs shareholder),...
Question: “We have a clean cap table and a simple plan on Excel—move shares from A to B, adjust capital (if needed), tidy the structure—and yet the process keeps getting delayed or rejected. Authorities ask for extra approvals, notaries raise execution issues, and banks ask fresh control/UBO questions. In UAE practice, what are the most...
Smart lending starts with RERA—balancing mortgage risk and opportunity Real estate financing in India traditionally relied on balance sheet lending, often plagued by opacity and diversion of funds. The enactment of RERA introduced mandatory project registration, escrow mechanisms, and disclosure obligations, thereby reshaping the risk profile for lenders and homebuyers alike. Against this backdrop, the...
The Real Estate (Regulation and Development) Act, 2016 (RERA) was enacted to address chronic issues of delay, opacity, and buyer exploitation in India’s real estate sector. By imposing compliance obligations and governance duties on developers and promoters, RERA seeks to balance the interests of stakeholders and restore buyer confidence. Judicial interpretations have further clarified the scope of these obligations,...
For developers, strict RERA compliance is a statutory obligation and a signal of credibility. For buyers, it provides enforceable rights and remedies that were previously elusive. The RERA framework in India is designed to ensure that real estate transactions are structured transparently and fairly. The enactment of the Real Estate (Regulation and Development) Act, 2016 (RERA) marked a watershed moment in India’s real estate sector. Designed to bring transparency, accountability, and consumer protection, RERA fundamentally reshaped how transactions are structured between...
This website provides general information only, may not reflect current law, and should not be acted upon without professional advice.
