Structuring Real Estate Transactions in India Under the RERA Framework

February 17, 2026by Swathi N0

For developers, strict RERA compliance is a statutory obligation and a signal of credibility. For buyers, it provides enforceable rights and remedies that were previously elusive.

 

The RERA framework in India is designed to ensure that real estate transactions are structured transparently and fairly. The enactment of the Real Estate (Regulation and Development) Act, 2016 (RERA) marked a watershed moment in India’s real estate sector. Designed to bring transparency, accountability, and consumer protection, RERA fundamentally reshaped how transactions are structured between developers, agents, and buyers. From a legal perspective, compliance with RERA is not optional—it is the backbone of enforceable and secure real estate dealings in India. 

 

Project Registration: The Legal Starting Point 

Under RERA (Section 3 of the RERA, 2016) Real Estate (Regulation and Development) Act, 2016 (RERA), project registration is mandatory before any advertisement, booking, or sale. Developers must disclose: 

  • Title of the land and legal ownership documents  
  • Sanctioned plans and approvals from competent authorities 
  • Project timelines and specifications 

Failure to register, renders any transaction voidable at the option of the buyer, creating significant legal risk for developers. 

 

Escrow Accounts and Financial Discipline

One of the most transformative provisions is the escrow mechanism: 

  • At least 70% of buyer advances must be deposited in a dedicated account. 
  • Withdrawals are permitted only for construction and land costs, subject to certification by engineers, architects, and chartered accountants. 

This provision legally curtails diversion of funds and ensures financial discipline, protecting buyers from stalled or abandoned projects. 

 

Standardized Agreements and Buyer Rights

RERA prescribes a model agreement for sale, which eliminates one-sided clauses historically favouring developers. Key legal safeguards include: 

  • Binding possession dates with penalties for delay 
  • Mandatory refund obligations with interest in case of default 
  • Restrictions on unilateral changes to project plans without buyer consent (two-thirds majority approval required) 

This standardization ensures enforceability and reduces litigation over vague or unfair contract terms. 

 

Role of Real Estate Agents

Agents are no longer mere intermediaries; they are regulated entities under RERA. 

  • Mandatory registration with state authorities 
  • Legal liability for misrepresentation or non-disclosure 
  • Obligation to facilitate transactions only in registered projects 

This elevates the agent’s role from informal broker to accountable professional. 

 

Dispute Resolution Under RERA 

RERA establishes specialized adjudicating officers and appellate tribunals for speedy resolution of disputes. 

  • Buyers can file complaints directly with the authority. 
  • Compensation claims for delay, defective construction, or false representation are adjudicated within defined timelines. 
  • Appeals lie with the Real Estate Appellate Tribunal, and further to High Courts, ensuring layered judicial oversight. 

This framework provides a faster, sector-specific alternative to traditional civil litigation. 

 

RERA has therefore, transformed real estate transactions in India into a regulated, transparent, and consumer-centric process. For developers, strict compliance is not merely a statutory obligation but a pre-requisite for market credibility. For buyers, RERA provides enforceable rights and remedies that were previously elusive. As jurisprudence under RERA continues to evolve, it is poised to become the cornerstone of real estate law in India. 

Disclaimer

This article is intended for general informational purposes and does not constitute legal advice. The opinions expressed in this blog are those of the respective authors. ATB Legal does not endorse these opinions. While we make every effort to ensure the factual accuracy of the information provided in our blogs, inaccuracies may occur due to changes in the legislative landscape or human errors. It is important to note that ATB Legal does not assume any responsibility for actions taken based on the information presented in these blogs. We strongly recommend taking professional advice to ensure the best possible solution for your individual circumstances.

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ATB Legal is a full-service legal consultancy in the UAE providing services in dispute resolution (DIFC Courts, ADGM Courts, mainland litigation management and Arbitrations), corporate and commercial matters, IP, business set up and UAE taxation. We also have a personal law department providing advice on marriage, divorce and wills & estate planning for expats.

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Swathi N

Swathi has close to a decade of experience in the Banking and Legal Industry, having worked in lead positions at large MNC and law firms in Bangalore, India.She specializes in managing end-to-end Real Estate procedures, Family matters and Negotiable Instruments. Her in-depth knowledge in laws, acts and legal procedures have placed her in a strong position in successfully managing large projects. Her distinguished qualification and experience ranging across banking, finance and legal procedures provides a superior all-round advantage in serving our esteemed clients.

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